Your Canadian Mortgage Broker Connection

Welcome to We are a network of Canadian mortgage brokers stretching from coast to coast. The last decade has guaranteed one thing in the mortgage industry. The mortgage rules and requirements can change daily! Our seasoned brokers will help you understand and navigate the changing landscape and provide you with your mortgage financing options.

Despite how great Canada is, it can also be a challenging environment. An ever competitive job market, rising costs of living and unexpected life circustances such as loss of employment, a slow down in business or illness can take a toll on your credit. Bad credit? Thats where we come in. Our Canadian mortgage brokers know one thing, mortgages. is where you can turn when you need need help from a home loan or second mortgage to help you get back on your feet. We have an extensive array of institutional, secondary and private mortgage lenders who we will work with to get you the mortgage financing you need. We can even help you obtain a mortgage after bankruptcy.

We're here to help you. Select your province from the map above to contact a mortgage broker in your province quickly by phone. Alternatively we've made it easy to apply online or send us a message from the sidebar.

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We Start Where Banks Stop

+Home Purchase Financing
We want to help save you money on your next home purchase. As usual, we will work to get you the lowest mortgage rates in Canada. We can help walk you through closing process and provide you will some valuable insights to ensure your next home purchase is as stress free as possible. If your mortgage is up for renewal, don't sign with your current mortgage lender until you've first talked with us! Our national and local mortgage lenders often run rate specials that are not publically advertised. A few basis points in mortgage rate savings can save your THOUSANDS over your term.
+Second Mortgages / Home Equity Loan / Mortgage Refinancing
Throughout your life you may need access to the equity in your home. Whether it be for new opportunities, home furnishings, to consolidate debt or to get caught up on mortgage or property tax arrears. Whether you have good credit or bad credit, as long as you have a sufficient amount of equity in your home, we can help you access it. We can help you access UP TO 85% of the appraised value of your home (dependent on property location and other factors).
+Bad Credit Mortgage Financing
Life can have its ups and downs, sometimes this impacts your credit. We believe bad credit should not exclude you from home ownership. Although you may not currently qualify for high ratio mortgage financing, with a down payment of 15% you may still be able to obtain a mortgage. Canadian private mortgage lenders can help get you your home!
+Mortgage After Bankruptcy
There is a misconception among many Canadians that bankruptcy immediately means that you will not qualify for a home. As long as you have been discharged from bankruptcy for 2 years with 2 open credit cards (or loans) with at least 1 year of re-established credit, you may qualify for a home with as little as 5% down! If you have been discharged and but have not had enough time to re-establish your credit, opportunities may still exist with a suitable down payment (10% or more).
+Land + Farm Mortgage
Has Farm Credit Canada turned you down? Even with bad credit and slow income, we want to help you obtain farm mortgage financing. We finance land from residential construction building lots to 100+ acre farms.
+Commercial Mortgage
We arrange commercial mortgages for all commercial property types (multiplex, storefronts with apartments, commercial condos, industrial buildings, shopping plazas) across Canada.
+Home Construction Financing
We arrange construction financing to help build your dream home.
+Cottage and Vacation Property Mortgage
With as little as 5% down we can help you buy a second home or vacation property.
+CMHC Programs
Mortgage insurers have several great programs that most Canadians may not be aware of. I enourage you to call one of our knowledgeable mortgage specialists today. There are programs to allow those new to Canada (permanent residents and non permanent residents) to purchase a home with as little as 5% down. Even WITHOUT a Canadian credit history being available. Are you looking to purchase a home or refinance and renovate? The purchase plus improvements program can allow you to purchase a home with as little as 5% down and roll the cost of extensive renovations into the mortgage. Call or email today for more details.

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+Real Estate Agents
The Ajax real estate market is on fire. Ajax is a city in the Durham region that has posted double digit home price gains for several consecutive years. Ajax, previously named one of the top 100 places to invest in by Canadian Real Estate magazine and mentioned by Scott Mcgillivray of HGTV's Income Property as a great place to potentially invest. While the city of Ajax is a bedroom community of Toronto and primarily dominated by freehold homes, affordable homes can still be found. I recommend browsing for homes or speak to Ajax Real Estate Agents such as Lawrence Kobescak to get a better idea for the area and what is available. The expert advice of a local Realtor is invaluable on your house hunt.